SINGAPORE, 6 March 2026 – Liquid Group Pte. Ltd. (“Liquid Group”), a Singapore-headquartered fintech company, today announced a strategic partnership with OxPay Financial Limited (SGX: TVV) (“OxPay”) to enhance QR payment acceptance for merchants in Singapore. RoamQR™ is an interoperable QR payment network that evolved from the Monetary Authority of Singapore’s (“MAS”) SGQR+ initiative. It connects banks, wallets, non-bank financial institutions and acquirers domestically, while linking Singapore’s payment ecosystem with partner national QR systems, acquirers and mobile wallets across the world.
Under this partnership, Liquid Group’s RoamQR™ interoperable QR payment network will be integrated into OxPay’s newly upgraded payments platform, enabling merchants to accept both domestic and cross-border QR payment ecosystems, including:
• International wallet interoperability via RoamQR™
• Unified Payments Interface (“UPI”) QR acceptance for Indian inbound users
• PayNow QR enablement within Singapore
• The integrated platform is expected to support a scalable merchant acquiring framework aligned with Singapore’s digital payments infrastructure.
In addition, leveraging RoamQR™, Liquid Group intends to support OxPay’s continued expansion to overseas markets where OxPay holds payment licenses, driving broader real-world QR payment adoption across travel corridors.
Supporting Inbound Tourism and Domestic Real-Time Payments
India remains a key inbound corridor for Singapore, and UPI has become one of the world’s largest retail real-time payment systems. By enabling UPI QR acceptance through proprietary integration, OxPay merchants can accept payments from Indian travellers using familiar UPI-enabled apps.
By combining interoperable network connectivity with scheme-specific integrations, Liquid Group and OxPay will collaboratively offer merchants broader acceptance coverage without requiring complex infrastructure changes at the merchant level.
Mr. Jeremy Tan, Chief Executive Officer of Liquid Group, said:
“As cross-border activity accelerates, the region requires a robust network layer that standardizes interoperability between national QR schemes, acquirers, and wallets. RoamQR switch is designed to be that connective tissue. By integrating OxPay into our framework, we are activating new nodes within this network, extending seamless interoperability to Singapore's payment landscape.”
Mr. Chin Mun Chung, Executive Director and Chief Executive Officer of OxPay, said:
“At OxPay, merchant acquiring remains essential to driving the company’s growth. We believe delivering value-added and differentiated services is essential to enhance merchant loyalty and to expand our market share in a competitive landscape. To that end, Liquid Group is a natural strategic partner as its established RoamQR platform complements and enhances OxPay’s existing payment acceptance capabilities.
In addition to the Singapore market, we are exploring opportunities to leverage RoamQR™ in selected overseas markets where OxPay holds relevant payment licences. This would support enhanced merchant acquiring capabilities while improving payment convenience for Singapore residents when travelling.”
About Liquid Group
Liquid Group is a Singapore-based fintech company specialising in cross-border digital payments. Through its RoamQR™ network and regional partnerships, Liquid Group enables secure, interoperable, and seamless transactions across Asia and beyond, linking domestic payment ecosystems under a scalable orchestration framework.
About RoamQR™
RoamQR™ is Singapore’s interoperable QR payment network, developed and operated by Liquid Group. It connects banks, wallets, non-bank financial institutions, and acquirers — including 10 payment apps and digital wallets together with 11 merchant acquirers across multiple financial institutions in Singapore.
As the network continues to grow its reach locally and beyond Singapore, RoamQR™ serves as a payment orchestration framework that links Singapore’s payment ecosystem with partner national networks and regional payment systems, enabling seamless, interoperable cross-border transactions across regional and international markets. Its open architecture supports both bilateral interoperability between Singapore and partner systems and multi-network connectivity, paving the way for future cross-linkages among participating payment networks and fostering seamless regional and global payment integration.
Media Contact
Anna Karlsson
HP: +65 9272 7989
Email: anna.karlsson@liquidgroup.sg